{"id":557,"date":"2020-03-18T15:36:28","date_gmt":"2020-03-18T22:36:28","guid":{"rendered":"https:\/\/sou.edu\/financial-aid\/?page_id=557"},"modified":"2025-02-19T09:19:06","modified_gmt":"2025-02-19T17:19:06","slug":"subsidized-loan","status":"publish","type":"page","link":"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/subsidized-loan\/","title":{"rendered":"Direct Subsidized Loan"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k7149mi8-d539b815c69fb041ad3d41ccacfc30f8\">\n.avia-section.av-k7149mi8-d539b815c69fb041ad3d41ccacfc30f8{\nbackground-color:#f3f3f3;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_1' aria-label='Â鶹´«Ã½ Financial Aid - Federal Direct Subsidized Loans Page - Title Section' class='avia-section av-k7149mi8-d539b815c69fb041ad3d41ccacfc30f8 main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_submenu  avia-builder-el-first  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-557'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k7xwqhdh-f9ac9db69758bc673a85635897e4a661\">\n#top .av-special-heading.av-k7xwqhdh-f9ac9db69758bc673a85635897e4a661{\npadding-bottom:0;\nfont-size:36px;\n}\nbody .av-special-heading.av-k7xwqhdh-f9ac9db69758bc673a85635897e4a661 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-k7xwqhdh-f9ac9db69758bc673a85635897e4a661 .av-special-heading-tag{\nfont-size:36px;\n}\n.av-special-heading.av-k7xwqhdh-f9ac9db69758bc673a85635897e4a661 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-k7xwqhdh-f9ac9db69758bc673a85635897e4a661 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-k7xwqhdh-f9ac9db69758bc673a85635897e4a661 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-k7xwqhdh-f9ac9db69758bc673a85635897e4a661 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-1  avia-builder-el-no-sibling  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Federal Direct Loan \u2013 Subsidized<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div class='clear'><\/div><div id='sub_menu1'  class='av-submenu-container av-2lt64-2eead3f96d825735d7e5fcdeae46352f alternate_color  avia-builder-el-2  el_after_av_section  el_before_av_submenu  goofy-foot no-border finaid-nav av-sticky-submenu submenu-not-first container_wrap fullsize' style='z-index:301' ><div class='container av-menu-mobile-disabled av-submenu-pos-center'><ul id=\"menu-financial-aid\" class=\"av-subnav-menu\" role=\"menu\"><li role=\"menuitem\" id=\"menu-item-378\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-top-level menu-item-top-level-1\"><a href=\"https:\/\/sou.edu\/financial-aid\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Financial Aid<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-121\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-2\"><a href=\"https:\/\/sou.edu\/financial-aid\/cost-of-attendance\/\" itemprop=\"url\" tabindex=\"0\"><span 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class='sticky_placeholder'><\/div>\n<div class='clear'><\/div><div id='sub_menu2'  class='av-submenu-container av-k7xwnd9c-041c7da2811097e6074d4d12d1fdde50 footer_color  avia-builder-el-3  el_after_av_submenu  el_before_av_section  sub-sub grey-sole av-sticky-submenu submenu-not-first container_wrap fullsize' style='z-index:302' ><div class='container av-menu-mobile-disabled av-submenu-pos-center'><ul id=\"menu-aid-types\" class=\"av-subnav-menu\" role=\"menu\"><li role=\"menuitem\" id=\"menu-item-526\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-1\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/grants\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Grants<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-536\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-2\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Loans<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4157\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-3\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/military-tuition-assistance\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Military Tuition Assistance<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-544\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-4\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/work-study\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Work-Study<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-552\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-5\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/summer-aid\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Summer Aid<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<\/ul><\/div><\/div><div class='sticky_placeholder'><\/div>\n<div id='av_section_2' aria-label='Â鶹´«Ã½ Financial Aid - Federal Direct Subsidized Loans Page - Description Section' class='avia-section av-oo7c-3d359ca846cff502275bcb0aa58ff1c2 main_color avia-section-default avia-shadow  avia-builder-el-4  el_after_av_submenu  el_before_av_section  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-557'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2ujyx-43496d65e1c3d5432537c7e9f17f2023\">\n.flex_column.av-2ujyx-43496d65e1c3d5432537c7e9f17f2023{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2ujyx-43496d65e1c3d5432537c7e9f17f2023 av_one_fifth  avia-builder-el-5  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Federal Direct Subsidized Loans Page - Empty Section'  ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2c48h-f9679fce3a0e3aa8a4c6707214b82850\">\n.flex_column.av-2c48h-f9679fce3a0e3aa8a4c6707214b82850{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2c48h-f9679fce3a0e3aa8a4c6707214b82850 av_three_fifth  avia-builder-el-6  el_after_av_one_fifth  el_before_av_one_fifth  flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Federal Direct Subsidized Loans Page - Detail of Direct Subsidized Loans'  ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ka4g1n0q-b221eb4ec2532d6532c7bf01374e53c3\">\n.avia-image-container.av-ka4g1n0q-b221eb4ec2532d6532c7bf01374e53c3 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-ka4g1n0q-b221eb4ec2532d6532c7bf01374e53c3 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-ka4g1n0q-b221eb4ec2532d6532c7bf01374e53c3 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705w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" type=\"image\/webp\"><img src=\"https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/Â鶹´«Ã½-Federal-Direct-Subsidized-Stafford-Loan.jpg\" height=\"400\" width=\"1200\" srcset=\"https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/Â鶹´«Ã½-Federal-Direct-Subsidized-Stafford-Loan.jpg 1200w, https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/Â鶹´«Ã½-Federal-Direct-Subsidized-Stafford-Loan-300x100.jpg 300w, https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/Â鶹´«Ã½-Federal-Direct-Subsidized-Stafford-Loan-1030x343.jpg 1030w, https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/Â鶹´«Ã½-Federal-Direct-Subsidized-Stafford-Loan-768x256.jpg 768w, https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/Â鶹´«Ã½-Federal-Direct-Subsidized-Stafford-Loan-705x235.jpg 705w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" class=\"wp-image-2398 avia-img-lazy-loading-not-2398 avia_image  sp-no-webp\" alt=\"Â鶹´«Ã½ Federal Direct Subsidized Stafford Loan\" decoding=\"async\" fetchpriority=\"high\" itemprop=\"thumbnailUrl\"  > <\/picture><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l6cvh-484582e5ce1267421368cd0a85b78d2b\">\n#top .av-special-heading.av-l6cvh-484582e5ce1267421368cd0a85b78d2b{\npadding-bottom:0;\nfont-size:28px;\n}\nbody .av-special-heading.av-l6cvh-484582e5ce1267421368cd0a85b78d2b .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-l6cvh-484582e5ce1267421368cd0a85b78d2b .av-special-heading-tag{\nfont-size:28px;\n}\n.av-special-heading.av-l6cvh-484582e5ce1267421368cd0a85b78d2b .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-l6cvh-484582e5ce1267421368cd0a85b78d2b .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-l6cvh-484582e5ce1267421368cd0a85b78d2b .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-l6cvh-484582e5ce1267421368cd0a85b78d2b av-special-heading-h2 blockquote modern-quote  avia-builder-el-8  el_after_av_image  el_before_av_textblock  av-inherit-size'><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Federal Direct Subsidized Stafford Loan<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-k72dy1zc-e5f780d73045f0719faf765775db37fc '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>If you were awarded a Federal Direct Subsidized Loan and you choose to accept it, the Federal government pays your interest while you&#8217;re in school at least half time. This loan is awarded based on your financial &#8220;need&#8221; as defined by the federal government.<\/p>\n<p>The Federal Direct Subsidized Loan has a six-month grace period from the time you graduate, leave school, or drop below half-time enrollment before you are required to begin repayment. Your loan servicer will contact you during this time with <a href=\"https:\/\/studentaid.gov\/manage-loans\/repayment\" target=\"_blank\" rel=\"noopener\">repayment information<\/a>.<\/p>\n<p class=\"dig-30\"><a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\/interest-rates\" target=\"_blank\" rel=\"noopener\">Interest rates and origination fees<\/a> are updated each year by June 1.<\/p>\n<hr \/>\n<h3>There are Limits to What You Can Borrow<\/h3>\n<h4 class=\"force-heavy-man dig-4 pop-20\">Dependent Undergraduate Students &#8211;<\/h4>\n<p class=\"pop-4\">(except students whose parents are unable to obtain PLUS Loans) can borrow up to $31,000 in their lifetime ($23,000 can be Subsidized Loans).<\/p>\n<p class=\"heavy-man dig-4\">There are also yearly loan limits that apply:<\/p>\n<ul class=\"pop-4\">\n<li><span class=\"heavy-man\">Freshman<\/span><br \/>\nCredits Needed: 0-44<br \/>\nAnnual Limit: $5,500 ($3,500 can be Subsidized)<\/li>\n<li><span class=\"heavy-man\">Sophomore<\/span><br \/>\nCredits Needed: 45-89<br \/>\nAnnual Limit: $6,500 ($4,500 can be Subsidized)<\/li>\n<li><span class=\"heavy-man\">Junior\/Senior<\/span><br \/>\nCredits Needed: 90+<br \/>\nAnnual Limit: $7,500 ($5,500 can be Subsidized)<\/li>\n<\/ul>\n<h4 class=\"force-heavy-man dig-4\">Independent Undergraduate Students &#8211;<\/h4>\n<p class=\"pop-4\">(and students whose parents are unable to obtain PLUS Loans) can borrow up to $57,500 in their lifetime ($23,000 can be Subsidized Loans).<\/p>\n<p class=\"heavy-man dig-4\">There are also yearly loan limits that apply:<\/p>\n<ul class=\"pop-4\">\n<li><span class=\"heavy-man\">Freshman<\/span><br \/>\nCredits Needed: 0-44<br \/>\nAnnual Limit: $9,500 ($3,500 can be Subsidized)<\/li>\n<li><span class=\"heavy-man\">Sophomore<\/span><br \/>\nCredits Needed: 45-89<br \/>\nAnnual Limit: $10,500 ($4,500 can be Subsidized)<\/li>\n<li><span class=\"heavy-man\">Junior\/Senior<\/span><br \/>\nCredits Needed: 90+<br \/>\nAnnual Limit: $12,500 ($5,500 can be Subsidized)<\/li>\n<\/ul>\n<p><em>*Please note: Subsidized Loan eligibility is based on your financial &#8220;need&#8221; as determined by the FAFSA.<\/em><\/p>\n<p>If a student changes grade level during an academic year we will not automatically increase a student loan. To request an increase when reaching a new grade level, please email <a href=\"mailto:finaid@sou.edu\" target=\"_blank\" rel=\"noopener\">finaid@sou.edu<\/a> .<\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2ujyx-bec9002c16d995aa31dff099c4414972\">\n.flex_column.av-2ujyx-bec9002c16d995aa31dff099c4414972{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2ujyx-bec9002c16d995aa31dff099c4414972 av_one_fifth  avia-builder-el-10  el_after_av_three_fifth  avia-builder-el-last  flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Federal Direct Subsidized Loans Page - Empty Section'  ><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-x7q5s-dcf24e2b8541ac2e47386634d163a89b\">\n.avia-section.av-x7q5s-dcf24e2b8541ac2e47386634d163a89b{\nbackground-color:#e4e4e4;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_3' aria-label='Â鶹´«Ã½ Financial Aid - Federal Direct Subsidized Loans Page - Section Contents: Aid Types' class='avia-section av-x7q5s-dcf24e2b8541ac2e47386634d163a89b main_color avia-section-default avia-no-border-styling  avia-builder-el-11  el_after_av_section  el_before_av_section  sector-9 avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-557'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-go0ql-3fd40b61a0fdf68e150e18604127169d\">\n#top .av-special-heading.av-go0ql-3fd40b61a0fdf68e150e18604127169d{\npadding-bottom:8px;\nfont-size:20px;\n}\nbody .av-special-heading.av-go0ql-3fd40b61a0fdf68e150e18604127169d .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-go0ql-3fd40b61a0fdf68e150e18604127169d .av-special-heading-tag{\nfont-size:20px;\n}\n.av-special-heading.av-go0ql-3fd40b61a0fdf68e150e18604127169d .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-go0ql-3fd40b61a0fdf68e150e18604127169d .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-go0ql-3fd40b61a0fdf68e150e18604127169d .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-go0ql-3fd40b61a0fdf68e150e18604127169d av-special-heading-h2 blockquote modern-quote  avia-builder-el-12  el_before_av_one_fourth  avia-builder-el-first  av-inherit-size av-linked-heading'><h2 class='av-special-heading-tag '  itemprop=\"headline\"  ><span class=\"heavy-man\">Section Contents:<\/span> <a class=\"force-bro-line\" href=\"\/financial-aid\/aid-types\/\">Aid Types<\/a><\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kb3b4-0a2f85bc6c042be78e12d51df7c0d09a\">\n.flex_column.av-kb3b4-0a2f85bc6c042be78e12d51df7c0d09a{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#e4e4e4;\n}\n<\/style>\n<div  class='flex_column av-kb3b4-0a2f85bc6c042be78e12d51df7c0d09a av_one_fourth  avia-builder-el-13  el_after_av_heading  el_before_av_one_fourth  first flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Federal Direct Subsidized Loans Page - Aid Types 1'  ><div  class='avia-builder-widget-area clearfix  avia-builder-el-14  avia-builder-el-no-sibling '><div id=\"nav_menu-18\" class=\"widget clearfix widget_nav_menu\"><div class=\"menu-aid-types-content-1-container\"><ul id=\"menu-aid-types-content-1\" class=\"menu\"><li id=\"menu-item-1543\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1543\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/grants\/\">Grants<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-2692\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2692\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/grants\/teach-grant\/\">TEACH Grant<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-1544\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1544\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/\">Loans<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-1546\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1546\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/subsidized-loan\/\">Direct Subsidized Loan<\/a><\/li>\n\t<li id=\"menu-item-1547\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1547\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/unsubsidized-loan\/\">Direct Unsubsidized Loan<\/a><\/li>\n\t<li id=\"menu-item-1556\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1556\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/graduate-plus\/\">Graduate Plus Loan<\/a><\/li>\n\t<li id=\"menu-item-4154\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4154\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/parent-plus\/\">Parent Plus Loan<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kb3b4-c88961a1174f44534ad5a664c792a4d4\">\n.flex_column.av-kb3b4-c88961a1174f44534ad5a664c792a4d4{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#e4e4e4;\n}\n<\/style>\n<div  class='flex_column av-kb3b4-c88961a1174f44534ad5a664c792a4d4 av_one_fourth  avia-builder-el-15  el_after_av_one_fourth  el_before_av_one_half  flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Federal Direct Subsidized Loans Page - Aid Types 2'  ><div  class='avia-builder-widget-area clearfix  avia-builder-el-16  avia-builder-el-no-sibling '><div id=\"nav_menu-19\" class=\"widget clearfix widget_nav_menu\"><div class=\"menu-aid-types-content-2-container\"><ul id=\"menu-aid-types-content-2\" class=\"menu\"><li id=\"menu-item-1560\" class=\"nolink-bro menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-1560\"><a rel=\"nofollow\"><em>Loans continued:<\/em><\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-1594\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1594\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/alternative-student-loans\/\">Alternative Student Loans<\/a><\/li>\n\t<li id=\"menu-item-1549\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1549\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/repayment\/\">Loan Repayment<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-4155\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4155\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/military-tuition-assistance\/\">Military Tuition Assistance<\/a><\/li>\n<li id=\"menu-item-1555\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1555\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/work-study\/\">Work-Study<\/a><\/li>\n<li id=\"menu-item-1554\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1554\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/summer-aid\/\">Summer Financial Aid<\/a><\/li>\n<\/ul><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kb3b4-5bd632d0d37bdb865f8ed4f2eafbddd5\">\n.flex_column.av-kb3b4-5bd632d0d37bdb865f8ed4f2eafbddd5{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#e4e4e4;\n}\n<\/style>\n<div  class='flex_column av-kb3b4-5bd632d0d37bdb865f8ed4f2eafbddd5 av_one_half  avia-builder-el-17  el_after_av_one_fourth  avia-builder-el-last  flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Federal Direct Subsidized Loans Page - Empty Section'  ><\/div>\n<\/p>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_4' aria-label='Â鶹´«Ã½ Financial Aid - Federal Direct Subsidized Loans Page - Financial Aid Resources Section' class='avia-section av-k72gcnk3-b8199a0b5608531121442892bef8bb96 alternate_color avia-section-default avia-no-border-styling  avia-builder-el-18  el_after_av_section  avia-builder-el-last  sector-10 avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-557'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1amo5-51c0172d010107b7b4206fefce342edc\">\n#top .av-special-heading.av-1amo5-51c0172d010107b7b4206fefce342edc{\npadding-bottom:8px;\ncolor:#ffffff;\nfont-size:20px;\n}\nbody .av-special-heading.av-1amo5-51c0172d010107b7b4206fefce342edc .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-1amo5-51c0172d010107b7b4206fefce342edc .av-special-heading-tag{\nfont-size:20px;\n}\n.av-special-heading.av-1amo5-51c0172d010107b7b4206fefce342edc .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-1amo5-51c0172d010107b7b4206fefce342edc .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-1amo5-51c0172d010107b7b4206fefce342edc .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-1amo5-51c0172d010107b7b4206fefce342edc .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-1amo5-51c0172d010107b7b4206fefce342edc av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-19  el_before_av_one_fourth  avia-builder-el-first  av-inherit-size'><h2 class='av-special-heading-tag '  itemprop=\"headline\"  ><span class=\"heavy-man\">Financial Aid Resources<\/span><\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-q0260-a932e4e35c70d948b042c9abc314e350\">\n.flex_column.av-q0260-a932e4e35c70d948b042c9abc314e350{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-q0260-a932e4e35c70d948b042c9abc314e350 av_one_fourth  avia-builder-el-20  el_after_av_heading  el_before_av_one_fourth  force-pop-0 first flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Federal Direct Subsidized Loans Page - Resources 1'  ><div  class='avia-builder-widget-area clearfix  avia-builder-el-21  avia-builder-el-no-sibling '><div id=\"nav_menu-11\" class=\"widget clearfix widget_nav_menu\"><div class=\"menu-aid-foot-nav-container\"><ul id=\"menu-aid-foot-nav\" class=\"menu\"><li id=\"menu-item-3752\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-3752\"><a href=\"https:\/\/sou.edu\/financial-aid\/\">Â鶹´«Ã½ Financial Aid Home<\/a><\/li>\n<li id=\"menu-item-1861\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1861\"><a href=\"https:\/\/sou.edu\/financial-aid\/future-students\/\">Future Students<\/a><\/li>\n<li id=\"menu-item-1689\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1689\"><a href=\"https:\/\/sou.edu\/financial-aid\/checklist\/\">New Student Checklist<\/a><\/li>\n<li id=\"menu-item-1862\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1862\"><a href=\"https:\/\/sou.edu\/financial-aid\/current-students\/\">Current Students<\/a><\/li>\n<li id=\"menu-item-1684\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1684\"><a href=\"https:\/\/sou.edu\/financial-aid\/cost-of-attendance\/\">Cost of Attendance<\/a><\/li>\n<li id=\"menu-item-1685\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1685\"><a href=\"https:\/\/sou.edu\/financial-aid\/apply-for-aid\/\">Apply for Financial Aid<\/a><\/li>\n<li id=\"menu-item-1686\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1686\"><a href=\"https:\/\/sou.edu\/financial-aid\/scholarships\/\">Find Scholarships<\/a><\/li>\n<\/ul><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-q0260-61b2746a310110ef843c494da3eed2a4\">\n.flex_column.av-q0260-61b2746a310110ef843c494da3eed2a4{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-q0260-61b2746a310110ef843c494da3eed2a4 av_one_fourth  avia-builder-el-22  el_after_av_one_fourth  el_before_av_one_half  force-pop-0 flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Federal Direct Subsidized Loans Page - Resources 2'  ><div  class='avia-builder-widget-area clearfix  avia-builder-el-23  avia-builder-el-no-sibling '><div id=\"nav_menu-12\" class=\"widget clearfix widget_nav_menu\"><div class=\"menu-resources-container\"><ul id=\"menu-resources\" class=\"menu\"><li id=\"menu-item-3753\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3753\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/\">Types of Aid<\/a><\/li>\n<li id=\"menu-item-1863\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1863\"><a href=\"https:\/\/sou.edu\/financial-aid\/veterans\/\">Veterans Benefits<\/a><\/li>\n<li id=\"menu-item-1067\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1067\"><a href=\"https:\/\/sou.edu\/financial-aid\/faq\/\">Frequently Asked Questions<\/a><\/li>\n<li id=\"menu-item-1064\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1064\"><a href=\"https:\/\/sou.edu\/financial-aid\/online-mba-terms\/\">Online MBA Terms &#038; Conditions<\/a><\/li>\n<li id=\"menu-item-1672\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1672\"><a href=\"https:\/\/sou.edu\/financial-aid\/consumer-information\/\">Consumer Information<\/a><\/li>\n<li id=\"menu-item-1062\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1062\"><a href=\"https:\/\/sou.edu\/financial-aid\/constitution-day\/\">Constitution Day<\/a><\/li>\n<li id=\"menu-item-3754\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-3754\"><a href=\"\/student-services\/dates\/\">Academic Calendar Dates<\/a><\/li>\n<\/ul><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-q0260-064eec2e04339f6cc260eaa3b2c69e29\">\n.flex_column.av-q0260-064eec2e04339f6cc260eaa3b2c69e29{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-q0260-064eec2e04339f6cc260eaa3b2c69e29 av_one_half  avia-builder-el-24  el_after_av_one_fourth  avia-builder-el-last  force-pop-0 flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Federal Direct Subsidized Loans Page - Contact Section'  ><div  class='avia-builder-widget-area clearfix  avia-builder-el-25  avia-builder-el-no-sibling '><div id=\"custom_html-2\" class=\"widget_text widget clearfix widget_custom_html\"><div class=\"textwidget custom-html-widget\"><h3 style=\"text-align: right;\">Contact Raider Student Services<\/h3>\r\n<p class=\"pop-8 mossy-link dig-8\" style=\"text-align: right;\"><a class=\"heavy-man\" href=\"\/student-services\">Raider Student Services<\/a><br \/>\r\n1250 Siskiyou Blvd.<br \/>\r\nAshland, OR 97520<br \/>\r\nPhone: <a href=\"tel:+15415526600\" target=\"_blank\" rel=\"noopener\">541.552.6600<\/a><br \/>\r\nFax: 541.552.6614<br \/>\r\nFinancial Aid & Scholarships: <a href=\"mailto:finaid@sou.edu\" target=\"_blank\">finaid@sou.edu<\/a><br \/>\r\nRegistrar (Registration & Records): <a href=\"mailto:registrar@sou.edu\" target=\"_blank\">registrar@sou.edu<\/a><br \/>\r\nBursar (Student Financial Accounts): <a href=\"mailto:studentaccounts@sou.edu\" target=\"_blank\">studentaccounts@sou.edu<\/a><br \/>Hours: Monday through Friday from 9 am to 4 pm<\/p>\r\n<p class=\"pop-0 mossy-link\" style=\"text-align: right;\"><a href=\"\/financial-aid\/contact\/\">Contact Us<\/a><\/p><\/div><\/div><\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":14,"featured_media":0,"parent":532,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-557","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v26.0) - 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