{"id":600,"date":"2020-03-19T14:03:36","date_gmt":"2020-03-19T21:03:36","guid":{"rendered":"https:\/\/sou.edu\/financial-aid\/?page_id=600"},"modified":"2025-02-19T09:19:47","modified_gmt":"2025-02-19T17:19:47","slug":"repayment","status":"publish","type":"page","link":"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/repayment\/","title":{"rendered":"Loan Repayment"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k7149mi8-57849af8c991d74ef6651a4daa1964ef\">\n.avia-section.av-k7149mi8-57849af8c991d74ef6651a4daa1964ef{\nbackground-color:#f3f3f3;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_1' aria-label='Â鶹´«Ã½ Financial Aid - Student Loan Repayment Page - Title Section' class='avia-section av-k7149mi8-57849af8c991d74ef6651a4daa1964ef main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_submenu  avia-builder-el-first  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-600'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k7z8hz0w-700b33ceb5e7c106c8fb7216b5cc5558\">\n#top .av-special-heading.av-k7z8hz0w-700b33ceb5e7c106c8fb7216b5cc5558{\npadding-bottom:0;\nfont-size:36px;\n}\nbody .av-special-heading.av-k7z8hz0w-700b33ceb5e7c106c8fb7216b5cc5558 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-k7z8hz0w-700b33ceb5e7c106c8fb7216b5cc5558 .av-special-heading-tag{\nfont-size:36px;\n}\n.av-special-heading.av-k7z8hz0w-700b33ceb5e7c106c8fb7216b5cc5558 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-k7z8hz0w-700b33ceb5e7c106c8fb7216b5cc5558 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-k7z8hz0w-700b33ceb5e7c106c8fb7216b5cc5558 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-k7z8hz0w-700b33ceb5e7c106c8fb7216b5cc5558 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-1  avia-builder-el-no-sibling  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Student Loan Repayment<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div class='clear'><\/div><div id='sub_menu1'  class='av-submenu-container av-2lt64-2eead3f96d825735d7e5fcdeae46352f alternate_color  avia-builder-el-2  el_after_av_section  el_before_av_submenu  goofy-foot no-border finaid-nav av-sticky-submenu submenu-not-first container_wrap fullsize' style='z-index:301' ><div class='container av-menu-mobile-disabled av-submenu-pos-center'><ul id=\"menu-financial-aid\" class=\"av-subnav-menu\" role=\"menu\"><li role=\"menuitem\" id=\"menu-item-378\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-top-level menu-item-top-level-1\"><a href=\"https:\/\/sou.edu\/financial-aid\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Financial Aid<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-121\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-2\"><a href=\"https:\/\/sou.edu\/financial-aid\/cost-of-attendance\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Costs<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-120\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-3\"><a href=\"https:\/\/sou.edu\/financial-aid\/apply-for-aid\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Apply for Aid<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-119\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-4\"><a href=\"https:\/\/sou.edu\/financial-aid\/scholarships\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Scholarships<\/span><span 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class='sticky_placeholder'><\/div>\n<div class='clear'><\/div><div id='sub_menu2'  class='av-submenu-container av-k7z97ifz-a8f424c96f5955415428edf8ab3813c5 footer_color  avia-builder-el-3  el_after_av_submenu  el_before_av_section  sub-sub grey-sole av-sticky-submenu submenu-not-first container_wrap fullsize' style='z-index:302' ><div class='container av-menu-mobile-disabled av-submenu-pos-center'><ul id=\"menu-aid-types\" class=\"av-subnav-menu\" role=\"menu\"><li role=\"menuitem\" id=\"menu-item-526\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-1\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/grants\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Grants<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-536\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-2\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Loans<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4157\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-3\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/military-tuition-assistance\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Military Tuition Assistance<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-544\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-4\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/work-study\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Work-Study<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-552\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-5\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/summer-aid\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Summer Aid<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<\/ul><\/div><\/div><div class='sticky_placeholder'><\/div>\n<div id='av_section_2' aria-label='Â鶹´«Ã½ Financial Aid - Student Loan Repayment Page - Description Section' class='avia-section av-oo7c-3611fe69e83a98ce9ffea225beb2f073 main_color avia-section-default avia-shadow  avia-builder-el-4  el_after_av_submenu  el_before_av_section  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-600'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2ujyx-290f9381d673845cf7e100ca857c9485\">\n.flex_column.av-2ujyx-290f9381d673845cf7e100ca857c9485{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2ujyx-290f9381d673845cf7e100ca857c9485 av_one_fifth  avia-builder-el-5  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Student Loan Repayment Page - Empty Section'  ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2c48h-422ea76d13c6df0789593746af8ee29c\">\n.flex_column.av-2c48h-422ea76d13c6df0789593746af8ee29c{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2c48h-422ea76d13c6df0789593746af8ee29c av_three_fifth  avia-builder-el-6  el_after_av_one_fifth  el_before_av_one_fifth  flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Student Loan Repayment Page - Details about Student Loan Repayment'  ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ka4i02vt-8d79cb866a35055c0fdc5e147a30fdf6\">\n.avia-image-container.av-ka4i02vt-8d79cb866a35055c0fdc5e147a30fdf6 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-ka4i02vt-8d79cb866a35055c0fdc5e147a30fdf6 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-ka4i02vt-8d79cb866a35055c0fdc5e147a30fdf6 av-styling-no-styling avia-align-  avia-builder-el-7  el_before_av_heading  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><picture><source srcset=\"https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/Â鶹´«Ã½-Managing-Student-Loan-Debt.webp 1200w,https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/Â鶹´«Ã½-Managing-Student-Loan-Debt-300x100.webp 300w,https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/Â鶹´«Ã½-Managing-Student-Loan-Debt-1030x343.webp 1030w,https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/Â鶹´«Ã½-Managing-Student-Loan-Debt-768x256.webp 768w,https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/Â鶹´«Ã½-Managing-Student-Loan-Debt-705x235.webp 705w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" type=\"image\/webp\"><img src=\"https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/Â鶹´«Ã½-Managing-Student-Loan-Debt.jpg\" height=\"400\" width=\"1200\" srcset=\"https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/Â鶹´«Ã½-Managing-Student-Loan-Debt.jpg 1200w, https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/Â鶹´«Ã½-Managing-Student-Loan-Debt-300x100.jpg 300w, https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/Â鶹´«Ã½-Managing-Student-Loan-Debt-1030x343.jpg 1030w, https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/Â鶹´«Ã½-Managing-Student-Loan-Debt-768x256.jpg 768w, https:\/\/sou.edu\/financial-aid\/wp-content\/uploads\/sites\/29\/2020\/05\/Â鶹´«Ã½-Managing-Student-Loan-Debt-705x235.jpg 705w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" class=\"wp-image-2427 avia-img-lazy-loading-not-2427 avia_image  sp-no-webp\" alt=\"Â鶹´«Ã½ Managing Student Loan Debt\" decoding=\"async\" fetchpriority=\"high\" itemprop=\"thumbnailUrl\"  > <\/picture><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-24zao-f0de760f35f1210ee5f784cbfbec54c2\">\n#top .av-special-heading.av-24zao-f0de760f35f1210ee5f784cbfbec54c2{\npadding-bottom:0;\nfont-size:28px;\n}\nbody .av-special-heading.av-24zao-f0de760f35f1210ee5f784cbfbec54c2 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-24zao-f0de760f35f1210ee5f784cbfbec54c2 .av-special-heading-tag{\nfont-size:28px;\n}\n.av-special-heading.av-24zao-f0de760f35f1210ee5f784cbfbec54c2 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-24zao-f0de760f35f1210ee5f784cbfbec54c2 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-24zao-f0de760f35f1210ee5f784cbfbec54c2 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-24zao-f0de760f35f1210ee5f784cbfbec54c2 av-special-heading-h2 blockquote modern-quote  avia-builder-el-8  el_after_av_image  el_before_av_textblock  av-inherit-size'><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Managing Student Loan Debt<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-k72dy1zc-239703321b0bcdadabc0b187986cd075 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>The following links are intended to assist and direct you in the management of your Student Loan Debt. Please make sure your billing address is up-to-date for all entities providing you loans so you receive important notifications in a timely manner. The direct loans servicing agents are there to help the student borrower.<\/p>\n<p><a href=\"https:\/\/studentaid.gov\/\" target=\"_blank\" rel=\"noopener\">Federal Student Aid<\/a><\/p>\n<p><a href=\"https:\/\/nsldsfap.ed.gov\/\" target=\"_blank\" rel=\"noopener\">National Student Loan Data System (NSLDS)<\/a><\/p>\n<p><a href=\"https:\/\/studentaid.gov\/loan-simulator\/\" target=\"_blank\" rel=\"noopener\">Loan Repayment Simulator<\/a><\/p>\n<h3>Avoid Default<\/h3>\n<p>If you fail to make a payment on time, you are considered delinquent on your loans. If you do not make payments after a period of time (270 days for Direct Loans) you are considered to be in default.<\/p>\n<p>We would like to help you avoid this situation. If you&#8217;re having trouble repaying your loans, you must contact your direct loan servicer. If you do not know which servicer you can find the information at\u00a0<a href=\"https:\/\/nsldsfap.ed.gov\/\" target=\"_blank\" rel=\"noopener\">nsldsfap.ed.gov<\/a> . The servicer will explain your options and what program best fits your personal situation.<\/p>\n<p class=\"heavy-man dig-4\">There are some things you should consider to help prevent going into default on your loans:<\/p>\n<ul class=\"pop-4\">\n<li>Borrow as little as possible<\/li>\n<li>Understand your options and responsibilities with regard to your loans.<\/li>\n<li>Keep a list of all your loans, including the lender, type of loan, amount of loan, and the interest rate.<\/li>\n<li>Notify your lender promptly if you change your name, address, or return to school.<\/li>\n<li>Contact your loan servicer if you are unable to make your loan payments; you cannot receive a loan deferment or forbearance once your loan is in default.<\/li>\n<li>Consider a consolidation loan to combine all your educational loans into one loan. This might allow you to extend the term of the loan to reduce your monthly payment.<\/li>\n<\/ul>\n<p class=\"heavy-man dig-4\">Being in default on your federal student loans has severe and long-lasting consequences:<\/p>\n<ul class=\"pop-4\">\n<li>The U.S. Department of Education can immediately demand repayment of the total amount due on the loan.<\/li>\n<li>The U.S. Department of Education will attempt to collect the debt and may charge you for the costs of collecting.<\/li>\n<li>The default will be reported to national credit bureaus. Your credit rating will be damaged, which will make it more difficult for you to make purchases such as a car or house.<\/li>\n<li>You are ineligible for further Title IV student aid.<\/li>\n<li>You are ineligible for deferments.<\/li>\n<li>The Internal Revenue Service can withhold your federal income tax refund.<\/li>\n<li>Your wages may be garnished.<\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2ujyx-8ace99067164ffdf78bc0bcad529fc1f\">\n.flex_column.av-2ujyx-8ace99067164ffdf78bc0bcad529fc1f{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2ujyx-8ace99067164ffdf78bc0bcad529fc1f av_one_fifth  avia-builder-el-10  el_after_av_three_fifth  avia-builder-el-last  flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Student Loan Repayment Page - Empty Section'  ><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-x7q5s-30fb1a0d13fab6c694ac6261ab6f51ff\">\n.avia-section.av-x7q5s-30fb1a0d13fab6c694ac6261ab6f51ff{\nbackground-color:#e4e4e4;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_3' aria-label='Â鶹´«Ã½ Financial Aid - Student Loan Repayment Page - Section Contents: Aid Types' class='avia-section av-x7q5s-30fb1a0d13fab6c694ac6261ab6f51ff main_color avia-section-default avia-no-border-styling  avia-builder-el-11  el_after_av_section  el_before_av_section  sector-9 avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-600'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-emwts-ed523c767457dddca714595316f797aa\">\n#top .av-special-heading.av-emwts-ed523c767457dddca714595316f797aa{\npadding-bottom:8px;\nfont-size:20px;\n}\nbody .av-special-heading.av-emwts-ed523c767457dddca714595316f797aa .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-emwts-ed523c767457dddca714595316f797aa .av-special-heading-tag{\nfont-size:20px;\n}\n.av-special-heading.av-emwts-ed523c767457dddca714595316f797aa .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-emwts-ed523c767457dddca714595316f797aa .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-emwts-ed523c767457dddca714595316f797aa .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-emwts-ed523c767457dddca714595316f797aa av-special-heading-h2 blockquote modern-quote  avia-builder-el-12  el_before_av_one_fourth  avia-builder-el-first  av-inherit-size av-linked-heading'><h2 class='av-special-heading-tag '  itemprop=\"headline\"  ><span class=\"heavy-man\">Section Contents:<\/span> <a class=\"force-bro-line\" href=\"\/financial-aid\/aid-types\/\">Aid Types<\/a><\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kb3b4-8508c8429155ccc27264362ae66c7b76\">\n.flex_column.av-kb3b4-8508c8429155ccc27264362ae66c7b76{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#e4e4e4;\n}\n<\/style>\n<div  class='flex_column av-kb3b4-8508c8429155ccc27264362ae66c7b76 av_one_fourth  avia-builder-el-13  el_after_av_heading  el_before_av_one_fourth  first flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Student Loan Repayment Page - Aid Types 1'  ><div  class='avia-builder-widget-area clearfix  avia-builder-el-14  avia-builder-el-no-sibling '><div id=\"nav_menu-18\" class=\"widget clearfix widget_nav_menu\"><div class=\"menu-aid-types-content-1-container\"><ul id=\"menu-aid-types-content-1\" class=\"menu\"><li id=\"menu-item-1543\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1543\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/grants\/\">Grants<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-2692\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2692\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/grants\/teach-grant\/\">TEACH Grant<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-1544\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1544\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/\">Loans<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-1546\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1546\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/subsidized-loan\/\">Direct Subsidized Loan<\/a><\/li>\n\t<li id=\"menu-item-1547\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1547\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/unsubsidized-loan\/\">Direct Unsubsidized Loan<\/a><\/li>\n\t<li id=\"menu-item-1556\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1556\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/graduate-plus\/\">Graduate Plus Loan<\/a><\/li>\n\t<li id=\"menu-item-4154\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4154\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/parent-plus\/\">Parent Plus Loan<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kb3b4-9f0110d170b7c088eb830f678ace2d07\">\n.flex_column.av-kb3b4-9f0110d170b7c088eb830f678ace2d07{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#e4e4e4;\n}\n<\/style>\n<div  class='flex_column av-kb3b4-9f0110d170b7c088eb830f678ace2d07 av_one_fourth  avia-builder-el-15  el_after_av_one_fourth  el_before_av_one_half  flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Student Loan Repayment Page - Aid Types 2'  ><div  class='avia-builder-widget-area clearfix  avia-builder-el-16  avia-builder-el-no-sibling '><div id=\"nav_menu-19\" class=\"widget clearfix widget_nav_menu\"><div class=\"menu-aid-types-content-2-container\"><ul id=\"menu-aid-types-content-2\" class=\"menu\"><li id=\"menu-item-1560\" class=\"nolink-bro menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-1560\"><a rel=\"nofollow\"><em>Loans continued:<\/em><\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-1594\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1594\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/alternative-student-loans\/\">Alternative Student Loans<\/a><\/li>\n\t<li id=\"menu-item-1549\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1549\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/loans\/repayment\/\">Loan Repayment<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-4155\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4155\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/military-tuition-assistance\/\">Military Tuition Assistance<\/a><\/li>\n<li id=\"menu-item-1555\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1555\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/work-study\/\">Work-Study<\/a><\/li>\n<li id=\"menu-item-1554\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1554\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/summer-aid\/\">Summer Financial Aid<\/a><\/li>\n<\/ul><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kb3b4-7411968da02e20074453698cd0167310\">\n.flex_column.av-kb3b4-7411968da02e20074453698cd0167310{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#e4e4e4;\n}\n<\/style>\n<div  class='flex_column av-kb3b4-7411968da02e20074453698cd0167310 av_one_half  avia-builder-el-17  el_after_av_one_fourth  avia-builder-el-last  flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Student Loan Repayment Page - Empty Section'  ><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_4' aria-label='Â鶹´«Ã½ Financial Aid - Student Loan Repayment Page - Financial Aid Resources Section' class='avia-section av-k72gcnk3-87768f91991ddb4c40ea6adfe9d6030a alternate_color avia-section-default avia-no-border-styling  avia-builder-el-18  el_after_av_section  avia-builder-el-last  sector-10 avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-600'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-fsooo-e1102b7423311f823f20ef99188b8d81\">\n#top .av-special-heading.av-fsooo-e1102b7423311f823f20ef99188b8d81{\npadding-bottom:8px;\ncolor:#ffffff;\nfont-size:20px;\n}\nbody .av-special-heading.av-fsooo-e1102b7423311f823f20ef99188b8d81 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-fsooo-e1102b7423311f823f20ef99188b8d81 .av-special-heading-tag{\nfont-size:20px;\n}\n.av-special-heading.av-fsooo-e1102b7423311f823f20ef99188b8d81 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-fsooo-e1102b7423311f823f20ef99188b8d81 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-fsooo-e1102b7423311f823f20ef99188b8d81 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-fsooo-e1102b7423311f823f20ef99188b8d81 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-fsooo-e1102b7423311f823f20ef99188b8d81 av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-19  el_before_av_one_fourth  avia-builder-el-first  av-inherit-size'><h2 class='av-special-heading-tag '  itemprop=\"headline\"  ><span class=\"heavy-man\">Financial Aid Resources<\/span><\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-q0260-fd4952f2b67a3f038c929a6154d81070\">\n.flex_column.av-q0260-fd4952f2b67a3f038c929a6154d81070{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-q0260-fd4952f2b67a3f038c929a6154d81070 av_one_fourth  avia-builder-el-20  el_after_av_heading  el_before_av_one_fourth  force-pop-0 first flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Student Loan Repayment Page - Resources 1'  ><div  class='avia-builder-widget-area clearfix  avia-builder-el-21  avia-builder-el-no-sibling '><div id=\"nav_menu-11\" class=\"widget clearfix widget_nav_menu\"><div class=\"menu-aid-foot-nav-container\"><ul id=\"menu-aid-foot-nav\" class=\"menu\"><li id=\"menu-item-3752\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-3752\"><a href=\"https:\/\/sou.edu\/financial-aid\/\">Â鶹´«Ã½ Financial Aid Home<\/a><\/li>\n<li id=\"menu-item-1861\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1861\"><a href=\"https:\/\/sou.edu\/financial-aid\/future-students\/\">Future Students<\/a><\/li>\n<li id=\"menu-item-1689\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1689\"><a href=\"https:\/\/sou.edu\/financial-aid\/checklist\/\">New Student Checklist<\/a><\/li>\n<li id=\"menu-item-1862\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1862\"><a href=\"https:\/\/sou.edu\/financial-aid\/current-students\/\">Current Students<\/a><\/li>\n<li id=\"menu-item-1684\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1684\"><a href=\"https:\/\/sou.edu\/financial-aid\/cost-of-attendance\/\">Cost of Attendance<\/a><\/li>\n<li id=\"menu-item-1685\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1685\"><a href=\"https:\/\/sou.edu\/financial-aid\/apply-for-aid\/\">Apply for Financial Aid<\/a><\/li>\n<li id=\"menu-item-1686\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1686\"><a href=\"https:\/\/sou.edu\/financial-aid\/scholarships\/\">Find Scholarships<\/a><\/li>\n<\/ul><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-q0260-e8b0af749f5e7ed6131d6700fbf90215\">\n.flex_column.av-q0260-e8b0af749f5e7ed6131d6700fbf90215{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-q0260-e8b0af749f5e7ed6131d6700fbf90215 av_one_fourth  avia-builder-el-22  el_after_av_one_fourth  el_before_av_one_half  force-pop-0 flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Student Loan Repayment Page - Resources 2'  ><div  class='avia-builder-widget-area clearfix  avia-builder-el-23  avia-builder-el-no-sibling '><div id=\"nav_menu-12\" class=\"widget clearfix widget_nav_menu\"><div class=\"menu-resources-container\"><ul id=\"menu-resources\" class=\"menu\"><li id=\"menu-item-3753\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3753\"><a href=\"https:\/\/sou.edu\/financial-aid\/aid-types\/\">Types of Aid<\/a><\/li>\n<li id=\"menu-item-1863\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1863\"><a href=\"https:\/\/sou.edu\/financial-aid\/veterans\/\">Veterans Benefits<\/a><\/li>\n<li id=\"menu-item-1067\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1067\"><a href=\"https:\/\/sou.edu\/financial-aid\/faq\/\">Frequently Asked Questions<\/a><\/li>\n<li id=\"menu-item-1064\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1064\"><a href=\"https:\/\/sou.edu\/financial-aid\/online-mba-terms\/\">Online MBA Terms &#038; Conditions<\/a><\/li>\n<li id=\"menu-item-1672\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1672\"><a href=\"https:\/\/sou.edu\/financial-aid\/consumer-information\/\">Consumer Information<\/a><\/li>\n<li id=\"menu-item-1062\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1062\"><a href=\"https:\/\/sou.edu\/financial-aid\/constitution-day\/\">Constitution Day<\/a><\/li>\n<li id=\"menu-item-3754\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-3754\"><a href=\"\/student-services\/dates\/\">Academic Calendar Dates<\/a><\/li>\n<\/ul><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-q0260-3c9d8f4f21f9dc3a24036a21edcebced\">\n.flex_column.av-q0260-3c9d8f4f21f9dc3a24036a21edcebced{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-q0260-3c9d8f4f21f9dc3a24036a21edcebced av_one_half  avia-builder-el-24  el_after_av_one_fourth  avia-builder-el-last  force-pop-0 flex_column_div av-zero-column-padding  '     aria-label='Â鶹´«Ã½ Financial Aid - Student Loan Repayment Page - Contact Section'  ><div  class='avia-builder-widget-area clearfix  avia-builder-el-25  avia-builder-el-no-sibling '><div id=\"custom_html-2\" class=\"widget_text widget clearfix widget_custom_html\"><div class=\"textwidget custom-html-widget\"><h3 style=\"text-align: right;\">Contact Raider Student Services<\/h3>\r\n<p class=\"pop-8 mossy-link dig-8\" style=\"text-align: right;\"><a class=\"heavy-man\" href=\"\/student-services\">Raider Student Services<\/a><br \/>\r\n1250 Siskiyou Blvd.<br \/>\r\nAshland, OR 97520<br \/>\r\nPhone: <a href=\"tel:+15415526600\" target=\"_blank\" rel=\"noopener\">541.552.6600<\/a><br \/>\r\nFax: 541.552.6614<br \/>\r\nFinancial Aid & Scholarships: <a href=\"mailto:finaid@sou.edu\" target=\"_blank\">finaid@sou.edu<\/a><br \/>\r\nRegistrar (Registration & Records): <a href=\"mailto:registrar@sou.edu\" target=\"_blank\">registrar@sou.edu<\/a><br \/>\r\nBursar (Student Financial Accounts): <a href=\"mailto:studentaccounts@sou.edu\" target=\"_blank\">studentaccounts@sou.edu<\/a><br \/>Hours: Monday through Friday from 9 am to 4 pm<\/p>\r\n<p class=\"pop-0 mossy-link\" style=\"text-align: right;\"><a href=\"\/financial-aid\/contact\/\">Contact Us<\/a><\/p><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":14,"featured_media":0,"parent":532,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-600","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v26.0) - 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